Officer Cal Sylvester of the Rocky Bluff P.D. despises his rookie partner, Gordon Butler, but thinks Butler's wife is hot and pursues her. Their affair heats up, and Cal is hooked on the gorgeous Darcy. Buts she nixes his idea that they both get divorced. She wants more than passion. She wants a lifestyle a cop can't afford. Cal realizes the life insurance on his wife would be enough to satisfy Darcy. All he has to do is pull off the perfect murder.